hey all, Im looking to get my first new bike soon. being under 25 and on my green P (car) and Ls for motorbike, comp. insurance is gonna be expensive. I was wondering so just say i DONT have comp. insurance and got theft and ctp etc, and *touchwood* if someone crashes into my bike or damages it can i still get my money back or get them to make a claim with their insurer? or would both parties need to get insurance? and would i be able to get insurance under my mum (as owner) even if she doesnt ride? or should i get insurance after when i get my red riders Ps? I do apologise for asking here, i googled beforehand and i did do a few internet quotes and called insurance companies and they all needed my details for them (stored on their database) to answer my questions and i dont want to say anything wrong if its gonna up my insurance. I dont plan to drive far or dangerously fast (as silly as it sounds, but i can imagine myself choosing the safe route than the quickiest- at least on my Ls and red Ps.) i got quoted $2600 for a bike worth $6000. (and i dont live in a dodgey area already and said im gonna get alarm etc). i have my own car under mums name, and im a girl if that help.