Hi all, I'll be picking up my bike as of next week (finally, right?!) and am trying to figure out who to go with. I'll be putting the bike in the old man's name, as I had my car licence suspended 2 years ago, I'm still on my l's with the bike & under 25. I've done an online quote with IMR, AAMI, & Swann, and at this point, Swann is highly in the lead. ($389 annually, with me listed. Actually wondering if that will change once I go to purchase said cover because of my history, assuming it would.) What's everyone's experiences with Swann, or what are some other suggestions? Cheers!