Ok the same issues keep coming up time and time again. So I thought it was a good time to put together a guide to what to do /not do when the black stuff (tyres) points to the blue stuff (sky) and not the tarmac as they should. GENERAL The following assumes that you are not unconscious / incapable or otherwise indisposed. If you are, there is nothing to stop a mate or good samaratin doing these things for you. (i) Swap names and rego. This is required by law. As well as the above, get his / her: 1. Make 2. Model 3. Color Then make a note of time, date, place, weather etc. Believe it or not the extra details have won cases. DO NOT admit fault. EVER. (edited) I've had people ask me what you can say, and point out (rightly) that you don't want to "inflame" the situation. Neutral statements such as "we seem to have collided" are fine. Just don't say "oops sorry mate I colected you". ( ii) Take pics. Trust me a phone pic is fine. The value of pics from an insurance / legal perspective cannot be overstated. There is nothing better than emailing a pic to the othersides insurance co. and following it up with a call that starts with: "OK, now we KNOW your client lied, when are you available for court................?" Trust me they don't hit court. (iii) Be very very careful what you say to the plod. Obviously you must answer most of their questions. Be VERY CAREFUL answering any questions that start with: 1. Who do you think caused the accident......? 2. What speed were you.....? The best answer to the last one especially is "I believe I was at the speed limit" or words to that effect. Never say you have no idea what speed you were going, and NEVER admit to speeding. They will record it and will hang you with it. (iv) On the Plod, be nice. Keep a nice attitude going. It irritates them, but works wonders..... (v) Contact your insurer ASAP (you are insured????). Even if it's the other persons fault, let THEM fight it out. Thats what you pay for. This of course is assuming that it's worth a claim. Don't forget however that even if you have a couple of hundred dollars worth only, the other side may have more. (vi) If you are unsure about dealing with an insurance co, ask someone who knows. DON"T admit fault to them either. SPECIFIC SCENARIOS Scenario 1: You have 3rd party property insurance only (as well as compulsory 3rd party personal injury of course, included in rego invoice in Vic.). You are involved in a collision with another vehicle, and you believe the other vehicle is at fault. Will your insurance company still help you get money out of the other driver/driver's insurance co.? Even if you have only 3rd Party, it's the other parties fault. Your insurance co should help you recover. Scenario 2: Single vehicle accident - do you have any responsibilities to contact anyone if there is no damage to anything? What if you/your bike/roadside furniture/private property is damaged? Technically, you are supposed to report "damage" to property or injuries.......... If there is no damage or injury, it's not necessary. If your bike is damaged or you are injured (but no one elseis involved)its a bit of a grey area. TAC may insist on a police report.