So I'm buying a car, and the seller has been up-front with me about how he has a personal loan on it with a major bank. All okay so far. It's not your everyday kinda thing, so I can't just go and find another one, BTW. He told me I should get a bank cheque made out directly to the bank rather than himself, with which he will immediately pay off the remaining debt and free the car from encumbrance. This all sounds okay, but is there any way that I can get proof that the bank has relinquished its claim on the vehicle? Vicroads has a record of the encumbrance, which of course they cannot show to me, but they also tell me that it can be months before it is removed on their system (and sometimes never!), so they are of no use. I'm not overly concerned that there is anything untoward happening here, but it strikes me as odd that there doesn't seem to be a way I can immediately check that the claim has been cancelled. Anyone know the procedure, or a way around this?