So, Netrider being the veritable sea of talent & information that it is (on all things financial it seems anyway!), I am looking for some options & ideas regarding a business loan: At this point I have two options: A vendor loan (VL), which I think might be better, or: an unsecured business loan (UBL), which I know very little about. Obviously with the UBL, the interest rate will be higher & there will be account keeping fees & most likely less flexibility, but are there any other big pitfalls to an UBL? Also, if you know of a good supplier for an UBL, I would be all ears also! I don't want to give too much away, but basically I am looking at buying into an existing business. Any other options? I'd rather not involve the Mafia, if possible, I like my knees! Thanks in advance!