Recently upgraded to a new street triple , I obviously naively assumed that it would only be around $500/600 a year to insure and I am getting quoted $1k or over per annum... which is crazy!! I pay less on a luxury model car that is over 3 times more expensive and a v8! I was thinking the 1K plus insurances were more aimed at the thou's and such, not the naked mid range bikes! Is this a standard price people have received? and if so do you actually pay over a grand a year for a 12/13k bike? I'm considering the $140 third party option... at least I'm covered if Im not looking in peak hour and run up a ferrari's ass or something.