I've had my bike reversed into at home. not too much damage. just front guard smashed, and side that it dropped on. my problem is that my excess is $1K due to an indiscretion in feb with my right wrist. (yes lesson learnt well and truly) now a work mate is getting a hilux painted and the guy who's doing it offered to do all my bike panels for $400. just wondering if thats too much or not. and i'f i'd have to 'prep' it for him. i.e. take off the stickers, snad it back etc. oh yeah, he's already got paint left over so don't have to pay for that.