I had my first off today. I saw all the weather warnings during the day via the Age so I planned to leave my bike in the underground parking at work in Hartwell and get the train home. Until the tree came down on the Alamein line and cancelled the trains. So i decided to ride home to Abbotsford, but avoid the M1, hoping to get home before the rain. Unfortunately, as I left the rain hit. Was doing fine until coming out of Cotham Rd onto High St in Kew.... was in the tram tracks and needed to get across so as not to end up in the tram stop.... front wheel went over the tram track.... and slid out. Fortunately I was only going 30km'h, but I hit the road hard on my shoulder which popped out of place. Fortunately I didn't hit my head (so the lid doesn't need replacing), and fortunately I didn't slide to any significant degree because it was the ONE time I didn't wear my draggins on my way to work! Did any of the cars, or the tram behind me stop and help? Nope. The tram just get gonging at me to get out of the way..... while I was lying on my back on the road with my bike lying metres from me! Fortunately a number of pedestrians stopped and helped, and two young ladies called an ambulance to check me out. Overall the bike did alright, (though as it's only 2 weeks old it is a bit depressing... fully insured at least). Big dent/smash to the front of the tacho, ground the tip of the brake lever, cracked the front mudguard, scratched the right peg, bent the rear brake lever totally out of position, and scratched all along the exhaust pipe..... Oh well. It'll get fixed. And my shoulder will heal, but right now it hurts like a biatch! Anyone else got similar stories to tell so i feel like less of a goose?