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N/A | National Texting (British) drivers refused insurance

Discussion in 'Politics, Laws, Government & Insurance' at netrider.net.au started by twistngo, May 3, 2012.

  1. AN INCREASING number of insurance companies are refusing to insure drivers who have been caught using a mobile phone at the wheel.

    According to an AA survey of eight major insurers, half of them would not quote anyone who has been given three points for the CU80 offence, while the other half would raise their premium by 20%.

    Spokesman Ian Crowder said: ‘Insurers are taking mobile phone offences very seriously. Their opinion is a motorist might break a 30mph speed limit without noticing but no one sends a text message, email or makes a phone call behind the wheel by accident.

    ‘It might seem severe but when operating a mobile phone you don’t have both hands on the steering wheel, you aren’t looking fully at the road and can’t change gears safely.’

    More than 170,000 motorists a year in England and Wales are caught using their phones while driving.

    Visordown Editor, Ben Cope said: "As bikers we've almost all experienced dangerous driving from people trying to text and drive. This move towards penalising careless texting drivers is a step in the right direction to keep drivers focused on what's really important when you're behind the wheel; driving."

    Read more: http://www.visordown.com/motorcycle...rs-refused-insurance/20562.html#ixzz1tnGvmYg6
    • Like Like x 1
  2. so a double whammy - a fine and an insurance hike
  3. About time................Australia should follow this fine example.
  4. If you cause an accident and it is found you were using a phone are you covered? AFAIK you are not covered with drink driving but I don't know about phones.
  5. Darn, now they're going to be texting and be uninsured.
  6. makes good sense...

    ...won't happen here then
  7. In the UK, refusal of insurance is a considerably greater threat than it is here. Here, in most states that I'm aware of, legal minimum insurance is granted automatically as part of the rego process at a standard cost. Driving with no additional insurance is unwise but legal. In the UK, you have to arrange all your insurance privately. No cover means no legal driving. It also means you can't obtain a Tax Disc which must be displayed on all vehicles.

    Some people do take the risk of driving uninsured, but for many others, the insurance implications act as something of a motivator for maintaining a cleanish record. Certainly worked for me. More so than fines. A fine, once paid, is out of the way, but increased insurance premiums roll around every year.
  8. Could very well happen here. It's not a government thing, it's an insurance thing. As most of the large insurers are global, and most transact in Europe, you may find this is closer than you think.
  9. Then we just need cops to book people for it