Called TAC today. I wasn't in hospital long enough after my stack on Monday to qualify as 'admitted' so I have to pay the first $564 (or have $564 worth of treatment) before TAC will cough up any moolah. I'm anticipating a CT this arvo so will try and get it bulk billed as the value of the scan is applied to the threshold. Hate to think how much I have paid in premiums over the years. I'm still extremely lucky not to have sustained more severe injuries but I'm still peeved that on top of losing the bike, being in pain and having to chase up insurance and medical that I have to dip into my pocket.