Well it appears I will actually be taking unpaid time off work soon due to my injury. I called TAC today to find out what has to be done for them, 6 weeks of payslips prior to accident/inmjury + medical certificate from a doctor stating what's wrong with me and how long expected to be off. The latest list of numbers for Loss of earnings is available at http://www.tac.vic.gov.au/upload/Indexation-2005.pdf The only downside is that the 80% of pay that TAC will pay is quite a hit to my pocket. Already paying $300/wk rent at moment and with my wage, 20% of it is a bit. I guess overall savings won't be happening too much while I'm off work but my physical and mental health is a lot more important than financial situation Does anyone have experience with how TAC handle Loss Of Income whilst one is actually off work, i.e asking for on-going certificates needed. Depending on what I am told tomorrow with my options, I have to see the severity of my surgery + time needed off to recover/heal/physio etc. I think the idea of saving for a new car to replace my current and overseas trip next year might be thrown out the window. Damn injury, it can really change ones life huh?