Hi everyone, Yesterday I was riding down a road with a pillion on and a guy was mowing the nature strip outside his house. I had a bad feeling about it, slowed down and moved right over but still got showered in rocks. Now theres a dent the size of a thumbnail in my tank and paint chipped off to bare metal. I went back and he apologised and gave me his address, drivers licence and said he was with RACQ insurance. I'm with Swann and I'm wondering if I can make him pay for the damage? My PDS says if no fault of mine in accidental damage I dont need to pay an excess... Can I make a claim. I've never had to make any claims before? Thanks In advance for your help.