About 2 years ago now, my old flatemate got his CBR 250 stolen from outside our place in newtown. Fully insured, insurance company paid up with no fuss. Also since he was with NRMA, a stolen vehicle doesn't affect your premiums at all, since it's deemed a not at fault claim. Last week he got a letter in the mail stating he went across the harbour bridge without paying the toll. Of course he let them know the bike's been stolen for 2 years now. He thought it was pretty funny. Kinda interesting that someone has been riding around on a stolen bike for 2 years now through the heart of Sydney, and they ain't been caught. Oh well.