I know I'm a new rider but yer first stack already... I will be as honest as possible. Filtering through traffic, everybody stopped. Car's start moving I pull into the lane in my left infront of a camry, im still pretty far out to the right side of the lane though. Car ahead of me on right lane decides to jump across to the left. I come hard on the brakes (I was accelerating with traffic) and the camry behind me clips my rear tyre, I go down. This happens in a period of about 2-3 seconds. The hit on the camry is right under the right headlight on the corner of the bumper. There are just black tyre marks on the bumper that were rubbing off. My left blinker is gonskies the frame around there is cracked, and a few scratches, overall looks pretty shocking but all in the one fairing. Gear lever gave me problems but I adjusted (there is grease under where the gearstick lever goes into the transfer case, is that supposed to be open?), and the bike wont idle properly, I'm thinking the bike didnt like running on its side for 20 seconds. Im fine btw. My thoughts are he hit from behind, but seeing as the clip was so far to the right of his bumper, was it my fault because I cut in too close? The scratch was definitely on the front of his bumper though, not the front quarter panel. He is adamant it was my fault, but says he won't bother following it up if his car is fine. Normally I would just leave it, but **** my pride is hurt driving for 8 years without a stack, and haven't even been beeped at on the bike. And the fairing does look pretty ****ed. Discuss.