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Shannons insurance for new riders

Discussion in 'Politics, Laws, Government & Insurance' started by Primax, Mar 30, 2010.

  1. Hi guys,

    Was wondering if Shannons insurance for new riders was possible, and what your experienced are with getting cover from them.

    I have heard Shannons recommended her a few times but I spoke with someone on the phone who said I had to have my license unrestricted for 1 year before they will cover me.

    I'm 28 and have been driving for 12 years, but am a new rider. Should that count?
  2. # You have held a full motorcycle licence for at least 12 months.
    # You have been riding at least once a month for the past 12 months on a similar type and size of bike to the one you wish to insure

    that's what the pds says too, why would you be able to get a different answer here???
  3. Heard them mentioned a few times in the new riders section, and the first quote I got the guy asked 'How long have you been riding for?' to which I said 7 years, which is true with dirt bike/farm bikes.

    Sounds like that was the cause of the confusion :)
  4. very likely, I think the key wording is the 'full motorcycle licence' part :)
  5. Bottom line is, ring around and get quotes. No one insurer is necessarily better on everything.

    I have two bikes and two insurers. On one bike the companies are practically identical on the other there was about a $200 difference in premiums.
  6. If you really want to be covered by 'Shannons' go to insuremyride - they are run by the same company, even their helpdesks are next to each other.
  7. I have just insured our two bikes on-line with Swann Insurance. Found the website questions easy to follow, got an immediate quote, bikes were insured within 5 minutes, with a much better price than others I also got quotes from. Worth a look.
  8. and i found swann to be a rip off for me, so everyones case is different
  9. I'd self insure before I touched Swann - In fact,I'd rather be impaled by a rusty star picket than give them a cent of my money.
  10. As a new rider who HASNT dealt with them before, might I ask you to elaborate?
  11. I had car insurance with them.
    I had an at fault accident, it took them a few days to approve the claim but it took them about 4-5 weeks to tell the repairer to start work (in this time i had the panelbeater on my back asking what was going on and if it wasn't sorted i'd have to get my car, and I was calling swann 2 - 3 times a week asking what was going on). I also wrote off 2 cars in the accident, Swann didn't pay them out, So i had two insurance companies chasing me for the money and eventually debt collectors - it took over 6 months to sort out.

    There is good and bad stories for every insurance company - But after all of that no feel good story about Swann will sway my opinion of them.
  12. When I got my L's I bought a Ninja 250R and got insurance with Allianz (can only get the insurance through a motorcycle dealer) I have a contact if you would like them to do a quote for you, but you cant call Allianz direct. I got my insurance for the Ninja for $480 for the year. Once you have a policy with Allianz, thats when they will speak with you, but if you don't have a policy they will tell you they don't do motorcycle insurance.

    The GSXR600 I just bought only been riding for little over 1 year, insurance for this bike was $800.00 and im only 26yo. SWANN quoted me $1500 and insuremyride was $1200. Comparing the cover, Allianz are extremely competitive. If anyone is interested in a quote with Allianz, send me a pvt message.
  13. Has anyone else noticed the disclaimer at the bottom of the Shannons ad's on TV in reference to your daily drive/ride?

    "Except Motorcycles..........."

    This is one of the reasons I'm insured with Western QBE, plus they are quite a bit cheaper for me.

    I agree with Holster when it comes to Swann. When the b12 had a lie down a few years ago it took Swann and the repairer a month to get their act together and in the end I was without the bike for nearly 3 months.

    But my advice is to shop around, get plenty of quotes and make sure you're comparing apples with apples.
  14. I am with Swann as I was with my last bike that I pranged, service has always been excellent. Last bike was written off and claim settled very quickly. Covered gear, only problem is helmet cover only goes to $500.
  15. Shannon's told me they won't insure motorcycles as a daily commute. I did ask then what if I had something to do after work and needed to ride in on that day and they said that was OK. I figured if i needed to claim it was going to be one of those days where I needed to go somewhere after work.

    QBE doesn't seem to worry about that, . My commute is now insured with them.