Hi everyone, Most people use "Hello's from new users" to introduce themselves. In my case "near misses" is more appropriate, unfortunately. I'm a new rider from Ultimo, NSW. Been riding for little less than 2 weeks and have a white Ninja 300 ABS. Well, used to have one, read on for how I lost it. I'd share few noob mistakes and silly near misses from my first week, but since this Sunday I have a "better" story to tell. There are also few insurance questions, which may belong to a different forum thread, though it seems like topics under govt and insurance are more about generic news, not one man's stories. So, without further ado, at 6:30pm I was standing on a dashed line at a roundabout, slowly dropping the clutch towards the friction point. Just like on a pre-learners oval. Suddenly something pushed me from behind, noise, shock, and I'm standing on my feet, wondering why on earth the bike has been dragged from underneath me and into the road so quickly. I got rear-ended by a car. The guy said he was looking to the right - watching cars entering the roundabout from another street. Don't know how could he not see me - I was right in the middle of the lane, for quite a while already. There's still an oil stain there. I wasn't injured or even scratched, though my neck and back feel a bit funny. Not sure if it makes sense to see a doctor. Ninja was much worse off - rear wheel and axle were caught under the cars front, we used two car jacks to lift it and pull the bike out. Could a spinning wheel have dragged the car frame above the wheel, lift the car's front, to later have the whole contraption flipped to the side? It'd be a rather crazy explanation of how the axle managed to get caught under the car's front. Since it was quite dark I wasn't able to see the amount of damage. Fender was nearly made in a knot, at least two fairing panels scratched or misplaced, rear brake lever was bent and hidden under the engine. Fuel was leaking on the road. Pretty bad, but best news is that my right foot wasn't there when the rear brake met the road. Worst part - bike was 10 days old, had just 40k on the clock. This could be one of those "got into an accident, have no insurance" stories, except for it wasn't me who caused it. Car had insurance (very well known insurance provider), and driver instantly accepted his fault. Bike was towed to a shop where I bought it, I already received a claim number, and need to call them to figure out how to get a refund for the tow truck and repairs. Have a couple of photos of the bike on my phone, should be relatively straightforward. Now, few questions to the more experienced members, summarized as: what are my rights? and, btw, am I exposed to any unnecessary legal risks by writing this post? - first of all, how likely it is to get the bike written off? Is there anything I could do to improve my chances? My thinking is that it was a brand new "virgin" bike, repaired one will never be the same. I just want my shiny new toy back, exactly as new and shiny as it used to be. - workshop said they'll finish their inspection and call an assessor early next week. Then he'll need time to come down to Granville and make up his mind, then at least a week more to either repair or supply a replacement. Seems like I won't be riding for at least 2-3 weeks, not quite fair. Any way to get a rental bike for the time being? - because of all the damage, I ordered a tow truck. Now I need to get a refund from the insurer. Are there any little known things I should tell them in order for this negotiation to go smoothly? My learnings from this experience: - you are never safe, even when you ride in the afternoons around your house. like I was. - though I'm not at fault, it'd still be great if I had insurance - wouldn't probably be out of pocket for the tow truck, someone else would chase the other party. - don't know what else I could do to be seen on the road. I wasn't on the left edge of the lane, despite the fact it's better to enter the turn wide, and I had my right for the full width of it. I was in the middle of the lane. All the bulbs and right turn indicator were working - I was lit and blinking. My jacket has reflective stripes. - though black motorcycles usually look cooler, I didn't even consider buying one. Thought brighter color would be more visible. Having this happened on a white one - don't know what color should I've gone for for extra safety. Pink maybe? - even better than ever I do understand why people put those annoyingly loud pipes on. - most important: don't rely on others, what they do often makes little sense. I chose a peaceful street, but that also meant others are not as vigilant there as they are supposed to. There's a pre-learners exercise to do an emergency stop and switch to the first gear at the same time. It's supposed to give you a chance to run away if someone's coming after you. I thought it could only happen immediately after the stop, in busy traffic. How wrong I was. What do you think about this way of welcoming me to the big wide road? Any advice for the upcoming second attempt to build up my riding confidence?