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Scary (but to be expected) stats in magazine article

Discussion in 'Politics, Laws, Government & Insurance' started by hornet, May 15, 2007.

  1. The latest issue of BIKE (yeah, the one with the test of the 2007 Hornet in it, :roll:), has a fascinating article on one of my pet hobby-horses, uninsured drivers.

    Quote: "Insurance experts estimate that as many as 5% of the vehicles on our roads are uninsured. Compared with law-abiding motorists, they are ten times more likely to have been convicted of drink driving, six times more likely to have been convicted for driving a non-roadworthy vehicle, and three times more likely to have been convicted of driving without due care and attention. Uninsured drivers are ten times more likely (than insured drivers) to be involved in an accident, and if they are, they are eight times more likely to drive off."

    For those who complain about the Hoon Laws, how about this? British police now have the power to seize cars driven by uninsured, unlicensed or un-taxed drivers. The car is taken to the pound where it is kept for 28 days, after which, if it is not reclaimed, it's destroyed!!!

    BIKE'S journos went out on a Police road-side checkpoint to see the laws in action. 40 cars were stopped on the basis of Police decison to do so (no computer check before the stop), and eight were seized. Three bikes were also pulled over, but passed inspection/license-insurance check.

    Does the campaign have good results?? Yes indeed. In just over a year in Merseyside, (where 11,000 vehicles were seized in that time, and 4,000 destroyed!!!!!), more than 20,000 MORE vehicles have been insured, and there has been a 29% REDUCTION in failure to stop after an accident. The number of abandoned, burnt out cars has fallen by nearly 30% and there has even been a 30% decrease in the number of people driving off from a servo without paying for petrol!!

    I think this article is worth the cost of the magazine; and, of course, you get to read them drooling all over the new Hornet too, :p :LOL:.
  2. I'd send that to my local MP if I wasn't so lazy :grin:
  3. what capacity of insurance are we discussing paul?
  4. Yeah, big difference in driving/riding without CTP and driving/riding without third or comprehensive property insurance.
  5. In the UK you have to pay your insurance separately to your registration, rather than paying a TAC premium like we do here in Vic. It's illegal to drive without the Compulsory Third Party insurance. Which adds even more reasons why uninsured drivers would leg it after an incident.
  6. Sorry, watching TV.

    The tenor of the article is based on making sure motorcyclists who get hit are able to claim against the driver at fault, so the insurance in question could be TPPD, or comprehensive. I don't know how the British system handles our Green Slip insurance. {edit, thanks, Loz}

    I'd recommend a thorough reading of the article anyway, and someone should send it to someone who can examine its implications here.
  7. The stats need to be read in conjunction with information about British road laws.

    Third Party insurance is compulsory in the UK. This is provided in an unregulated free market. Each car also requires a Road Fund Licence, this is the Tax Disc. The tax disc is only provided upon showing TP insurance coverage. A current MOT (RWC) is also required for all vehicles over 3yrs of age. This needs to be performed yearly.

    With these details in mind, if you are a driver who has an appalling record, be it for DUI, accidents, driving record, you will be unable to obtain even the least form of coverage. Without this insurance certificate you won't be able to obtain a tax disc. If you can't provide any of these, why would you bother with the expense of an MOT? It therefore becomes a self fulfilling prophecy where one law breaking leads to another.

    The comment about how they stop vehicles needs to be explained as well. In the UK, police are not allowed to stop vehicles for random checks. The vehicle needs to be stopped for a reason. Most people know that arguing with a policeman is dumb, so police stops of vehicles are always for a traffic offence, no matter how tenuous this is. This might be a suspicion that you were DUI, driving erratically. During this time they are allowed to check all your other details. However, RBT's with mass stopping of all vehicles is not permitted.
  8. one of the biggest reasons there are so may uninsured drivers in the uk is the cost of insurance for new drivers.

    picture this.

    17yr old new driver

    500 pound vauxhall nova (or similar) pos car from auctions with mot and tax

    2000 pounds to insure third party f & t with excess of anywhere up to 1000 pounds.

    no wonder so many are uninsured
  9. If you can't afford 3rd party insurance you shouldn't be riding. Interesting article. The only person who I know who drove uninsured and unlicensed (and unrego'd car).. all at the same time, was caught a week or two ago (after 3 weeks of driving the unrego, uninsured).
  10. I had a (sort of) mate who drove unlicensed, uninsured, unregistered in a smokey old Skyline for more than 18 months without being caught...

    He would drive when is licenced girlfriend was in the car, he would drive himself on long trips when he could easily have got a lift with one of us...

    Fr him, it just didn't seem to matter...

    Have people noticed the new camera system they have here (in NSW) that reads the front number plate of the car and checks the rego quickly enough that they can stop the car on the spot...

    The hardest thing for the cops seems to be finding places to do it with enough parking for all the cars they catch...

    FINALLY doing something about breaking the laws that really matter...

  11. Hadn't heard of that, very very interesting. If it checked if the owner of the car was unlicensed it could be even more useful.
  12. The UK had/has a system like that they were using for a different purpose. The camera would record the number plates of vehicles during the day and if a car/van/truck was stolen they'd look at where it had been seen and, more importantly, what vehicles seemed to have been travelling with it. Apparantly in most cases someone who steals a car is usually given a lift by mates - who then follow them and the stolen car to...wherever.
  13. That links with blitz that Huddersfield in the UK did on people parking illegally in disabled areas - they didn't just ticket them - they did a full records check on the vehicles and their owners.

    Good paper on the subject here
    One in five of those illegally parked in a disabled space would occasion immediate police interest, contrasted with 2% of legally parked cars.

    they are finding that one in three vehicles which are illegally parked are
    connected to other offences ranging from unpaid tickets, drugs, assault, vehicle crime, theft and burglary.

    The best line in the paper is this one a rich vein of dodginess is being tapped :LOL: :LOL: