When I first goy my bike which was many years ago, I rang for an insurance quote and said no thanks, as was so damn expensive. Silly & stupid as it sounds, since then, I've never have had insurance with my previous bikes like VT 250, XT 250, XL 250, KLR 650, NTV 650 & ZL 600. It didn't bothered me & never though of it. I guess I was single, young & carefree with the she will be right mate attitude. But now, I've got out of the cave & cannot stop thinking about it. I guess it's due to mid-life crisis, guilt, family responsibilities (now married with kids), in the event of an accident & in the age of litigation. I was totally shocked when I got a comprehensive quote from RAC of over $1400, SQIO of over $1333, can't get through to QBE & Shannonâ€™s wouldn't cover me as the bike is not locked in a garage, even though the bike is under the pergola with 2 vicious dogs guarding it, never had burglar issues with the car in the carport or house break ins. Bear in mind that, I was only going to insure the TRX 850 for $6,500, with no previous claims made, no convictions, no criminal or traffic records and of middle age. Look's like the cost of insurance still hasn't changed, even my car insurance for my Honda CRV cost less than $1,000. At the moment, I have 3rd party insurance for $89 from SGIO. By the way, how can you youngsters (eg. under 25 yrs old) afford to insure a real sports bike like R1, CBR 1000RR, GSXR, Hayabusa etc or expensive BMW, Harleys etc ? Can anyone recommend a good & fair insurance company, especially in Perth.