I had an accident about a month ago: Queuing traffic to turn right and 1.5 - 2m gap to the left between parked cars and the queue). Also, there is a left turning lane after the queue. Actually, I have a photo of the typical situation. I'll see if I can post it. Wait. Apparently not until I've posted 5 times. Maybe later if anyone is interested. Anyway, I took the gap very slowly and got taken out my a car door from the RHS; meaning that it was a passenger in the traffic queue opening the door. My bike (CBR1000RR 2004) was a write off (I was fine). I just found out today that RACQ are not going to pay, despite all witness reports agreeing on the above events. As far as I can see, I have done everything by the law, and the car in the traffic has broken the law by opening a door in traffic and causing a hazard. (See the sticky posts on Qld lane splitting for for background on Qld road rules regarding this situation or Find Section 141 in the current Qld Road Rules) It's probably worth noting that although police attended, no charges were laid. They are not considered witnesses. It's me vs. RACQ. (I have a detailed accident report with photographs and diagrams if anyone is keen. I would post it, but it seems difficult). Does anyone think I should take it to court? The financial ombudsman will not consider the case as it's over $3k.