I lodged a claim with QBE today. What happened? Dropped the bike on the LHS in the driveway (low speed). Lifted it up and she went slowly over to the other side (RHS) as well. D'oh ! ](*,) Anyway according to QBE that is 2 seperate incidents and therefore 2 excesses ! The RHS damage is minor and will cost me less than the excess so I'm not claiming for that - just the other side. Sigh.