I urge you to take out private hospital cover. Why... well look at this example.... A wealthy hospital benefactor was visiting the local hospital when, during her tour, she passed a room where a male patient was masturbating furiously. "OH MY GOD!" screamed the woman, "That's disgraceful! Why is he being allowed to do that?" The doctor who was leading the tour explained, "I'm very sorry Ma'am but this man has a serious condition where the testicles rapidly fill with semen. If he doesn't masturbate 5 times a day, they'll explode and he'll die within minutes". Moving on down the corridor, they looked into a single patient's ward. They were immediately confronted with the sight of a gorgeous female nurse performing oral sex on another male patient. Again, the woman screamed "LOOK AT THAT! OH MY GOD! How can that possibly be justified in a hospital?" The doctor replied "Same illness, private cover"