I had a van turn in front of me leaving me no place to stop. Lucky I did not go over or slide into the next lane. I was thinking of Marco as I slid into the van:-s Anyway, the guy refused to exchange details. Called the insurance company. They told me to get the driver details. Other party refused. Tried to intimidate me. Anyway called the cops. Came after 1//2 hour. Did not book he guy for turning into me. Just asked us to swap licences. Said since there were no injuries there was no cause to investigate. Does that seem right? In thought police would have fined him as I was on his left and he turned from the middle lane. Obviously, not!! Anyone else have any similar experiences with the police? Also, QBE told me that if I only had CTP and had say broken a Telstra junction box or some other car and I was at fault the aggrieved parties could come after me for damages The guy mentioned where someone went into a guard rail and was sued for 12K by the authorities. If that is true about only having CTP, please beware. If not, please ignore.