Hi, Today at aprox 7:40am on my way to work a piece of timber appeared in front of me from underneath a car on ipswich road, moorooka. As I am not superman and my reaction time wasn't up to the challenge I hit the plank and my front wheel was thrown up into the air (Yay biggest mono ever on my lil 250). I managed to keep the bike up right and pulled over to inspect the damage but damn my foot was caining. The timber was flung straight into my toes at 60km/h so I gotta go to the doctors today, hurts like hell - that'll teach me to wear my motorcycle boots. The front wheel has decent dent in it and now needs replacing. Luckily the motorcycle mechanics were only a couple of hundred meters away from where it happened. So it's gonna cost me about $1000 for a new wheel plus a bit for barings and labour. I just want to know if I'm gonna have to foot the bill as AAMI said I can make a claim but would be 'at fault' cause I don't have the details of the vehicle who dropped the timber (excess is $1200 so theres no point). Is there anyway to make someone else pay for some stupid idiots securing things to vehicle skills. I thought since it's not my fault the plank was dropped I would just be able to make a claim not at fault and pay only $500 excess. My employer should cover any medical expenses. Thanks.