the point of this thread is to gauge a response of what your (as the operator) responsibilties AND liabilities are towards pillion passengers. as we all know, this is the age of "easy money". as the person in control of a vehicle (the motorcycle) it IS very possible that YOU could find yourself getting sued for any and all damages to a pillion passenger. lets look at this example: you provide the pillion with a spare helmet. the helmet is AS1698 (and in excellent condition), as required BY LAW and they wear it. by no other definition of enforcable law is any other protective gear required. for the point of this, no other gear is offered to the pillion except the helmet. (the helmet fits too!) anyway, youve explained the basics about a second person on a bike, they understand etc. you have an off, it is NOT the pillions fault, its your fault. you werent being reckless but for insurance purposes YOU are at fault. the pillion has come off second best and has some severe damage. the damage will heal over time, but their life has been effected physically from the accident. this effect will last their life time. the extent of lifetime damage isnt so important in this scenerio but it is there. the point is they are damaged, you are at fault. if you didnt crash or they were more protected they wouldnt be in the state they are in now. the damaged caused is to other parts of the body that wasnt protected by a helmet. so.......... in this day and age, where does that leave you? you didnt offer the utmost protection other than a helmet. TAC are doing their part, insurance are doing their part BUT is there a legal standing that you could be made to pay damages and be held responsible for the damage caused to someone else whilst on your bike? im not looking to stir the pot here, or even to point blame, or the what ifs, or the "not your problems". this is only a scenario, it hasnt happened. it is a look at what could and WILL happen at some point in the future. what do you believe your responsibilities and obligations are? what are your liabiltites when it comes to pillions? would this make you think twice about passengers if this did happen?