Has anyone ever had a pannier fall off? On my way to work this morning I merged onto the hwy and ran over a pot-hole, not a big one but the bump was enough to dislodge the pannier.... I'm not really happy about this as I only just bought the bike last Saturday. It had my laptop in it at the time and thankfully the pannier didn't open up and the laptop is ok but the pannier is scratched and marked and this is a brand new bike!! Anyway I'm hopeing it will be a warranty repair... has this happened to anyone else and if so, how did you go getting it replaced under warranty?