Hey guys, I'm going to register, transfer and insure my SV in about 2 weeks but I'm astounded at the cost of CTP and have a question about it. So CTP is connected to the rego, so when you buy a bike that has rego you don't need to worry about the CTP until its time to re rego again right? Assuming thats correct, then why should CTP costs vary from rider to rider? eg. I used NRMA to get an estimate for CTP with just my dad as the rider, came to $472.45 incl. GST. But with the youngest driver 20, its $700.28 incl. GST For example if I bought this bike with rego from someone with CTP same as my dad, do you have to actually find out who the CTP is with and get it under your name? Ie. Can I just have my dads age as the youngest and then ride it anyway? Thanks for any help.