Hi everyone I am wondering if you only build your no claim bonus if you have comprehensive insurance? I have a few years of incident free riding (no accidents/no fines) behind me and feel it should count for something, however have only ever had third party property insurance. Someone suggested bringing it up while doing the rounds of phone quotes, which I plan to do, but this won't be for a few months. Just curious to see if anyone can give a more concrete answer from personal experience / fountain of knowledge. Thanks!