A warning to all about NRMA bike insurance About 6 weeks ago I was rammed off my bike on the freeway in which the accident totalled my bike and I am still off work with crushed vertabrae. I had paid $2200 for my insurance on my fireblade which was only 4 months old at the time of the accident. I had paid extra in insurance for an "Agreed Value" on the bike due to the amount of custom work that I had done to it from factory. Now that the bike is wrecked they still will only pay the market value of the bike. This leaves me out of pocket by over $6000. I have been arguing with them for the past 6 weeks and am getting no where. I have now taken my home and contents insurance away from them and two cars, once my spine heals and I get another bike there is no way that I will use that insurance company again Just thought I would let you all know so noone else gets stung like I have.