Recently my wife's mother passed away, and she left to Hazel and her brother her house, with instructions to him that he was to sell us his share so we could have a house of our own. We have been married for 40 years but because of my work in the ministry and always not having enough money, often just for basics, we have never owned a house. Hazel's brother is very happy to sell his share. He has his own house, plus an investment property, and as well is currently battling bone myloma, with a pretty gloomy prognosis, so he would love to have the money to add to his ability for his wife to be comfortable when he is gone. Now the problem. I only need to borrow a relatively small amount of money. I have a super fund with more in it than the amount of the loan I'm seeking, I have some savings, I have a full-time (although not spectacularly-paying) job, and good health. BUT, I am 64 years old, and no-one will lend me that amount of money over 20 years, and I can't afford the payments on a home loan over the ten years maximum several lenders are demanding. If we can't buy the house, of course, it will be sold and Hazel and her brother will share the proceeds, but that still leaves us at the worst time of our lives exposed to the vagaries of the rental market. Does anyone know any organisation (short of the sort of people who want your kidney as security) with whom I may be able to secure this modest loan over a 20 year period? I know this is probably a pretty 'out-there' request, but we've never had anything to do with the finance market, and I have no idea where to look next.