Sorry if this is in wrong section. Involving a couple questions like insurance and technical. I'm somewhat new to motorcycles. Learnt a lot over the last couple months but still many gaps. Not ranting or angry, just giving details for hopes of some decent advice I would like to point out I am a very responsible rider. Do not break speed laws, make illegal turns etc.... My bike was a means to a new job I start in two weeks. Anyway.... I bought my motorcycle (1992 Virago) 2 weeks ago today. It was delivered last Thursday so i've had it 5 days. Today I went to visit a buddy after work around 2pm. Half an hour later I left and something didn't feel right with the bike.... Something felt exceedingly wrong when I was pulling the front break with no pressure or braking present at all. It seems to bolts have come out and the caliper (?) came off the front disk. Luckily me quick thinkin, there's a change, didn't panic and slowed with the back break and thanking my lucky stars I was doing around 25 and not 60. Called the garage that sold me the bike, they gave me a call an hour later telling me the size of the bolts. Better than nothing I thought so we went and got the bolts but it's kinda impossible to put the thing back on the disk with no knowledge.... or the advice of buy these bolts and use a flathead screwdriver to put it back on.... Bit hard when the Piston (?) is locked. (Be so glad when I fully learn all this terminology) Anyway, called my insurance agency (AAMI. Was planning on Insure MyRide but I couldn't find their number. GO figure) and the end of the conversation was simply, i'll get charge $500 for towing and repairs and $250 for being an inexperienced rider... because come on, let's face it, it's my inexperienced riding that made my brake fall off. Obviously. I done checks before I left this morning, working fine to work and to friends place and the brake worked once when I left my buds place (I'm guessing bolts came off and the caliper was still attached to disk but came off when turning the corner) I've read bits and pieces about this around here. Shouldn't the garage that sold me the bike have some sort of warranty? I 'think' I heard they are not obliged to give warranty but they have to display a Not under Statutory Warranty" certificate or something which wasn't on the bike. Also, are there any recommended Insurance agencies for motorcycles? My current plan is a friend of friend which can fix bikes may be able to help, otherwise call the garage and see if they can help me. Failing that.... get a mobile mechanic to fix the bike and see if I can stiff the bill on the garage if they stiff me when I call them. I have no problem with the guys but selling me a bike that falls apart within a week seems like they may be lazy on their RWCs. Don't get me wrong..... simply put, shit happens. I know it'll happen and I have to fork over cash to fix it.... but I've had the bike for 5 days.... I was also going to have a surprise visit for you Williamstown coffee group today.