I have done some online quotes for insurance. To cut a long story short. I have the following quotes. Third party, Fire & theft - $1645.39 p/a (Swann) Third Party - $134.00 p/a (Swann) Theft Insurance - $444.95 p/a (Insure My Ride) So I was thinking that if I was to get the T/P insurance from Swann and Theft insurance from IMR I would basically have the same as T/P F&T minus the Fire for $1066.44 cheaper. So the question is, does anyone know if any insurance would be void if you have 2 separate policies? I understand that you can only claim on one policy if you have more than 1 policy but because they are actually separate covers I would think that it’s ok because I wouldn’t claim both in an event, it would be one or the other.