Hi all, Had a collision with a Honda Accord on Wednesday on my normal route home. Was traveling down King st and turned left to get onto the ramp to go into the tunnel. The ramp is two lanes which merges together. Most bikers ride up the middle of the lanes as traffic banks up due to the ramp signal lights. As I was riding up the side of one of the lanes, at the fork join of both lanes, the Honda accord next to me swerves out and sticks his nose out, in an attempt to get to the other lane. At the time I saw both lanes banked up and saw no opportunities for the cars to change lanes so rode through. I was at his passenger door at that stage, and had no room to swerve out of the way or brake(was doing about 40km). Front wheel smacked his left fender and bumper. Bike and myself immediatedly dropped on the left side, leaving the bike sprawled in between both lanes and myself landing on the road surface in the left lane. First instinct was to get up and avoid being run over. Thankfully the other cars avoided me. Few cars were nice enough to stop and ask if I was ok. Another rider stopped and helped me pick the bike back up. If you are on here, cheers and thanks for the brief assistance. Both me and the other driver were in shock, but details were swapped. Bike rear set is bent, peg snapped off. handbar is bent, tank is marked and dented. Front brake is making a funny noise under load. Engine starts though and runs. Called a mate with a trailer and took it home on the back. Not really in a ridable condition. The Honda Accord Euros entire front bar was snapped off with it's airbox dangling off. Other driver was blocking traffic so had to go so we left it at that to deal with later. Made the insurance claim through RACV and they are chasing it up with the other party. Later that night, the other driver looked me up and called me and apologised(does that mean he is admitting fault?) and was concerned about my well being and the bike. Apparently he is insured by CGU and works for CGU insurance. Just hope I'm not at fault. Even though he might have admitted fault, is it possible his insurance would feel differently due to the scenario.