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N/A | National List of Preferred Insurance Providers

Discussion in 'Politics, Laws, Government & Insurance' at netrider.net.au started by Justus, Jul 18, 2007.

  1. Code of Practice Participants

    This is a complete & current list of all Motorcycle Insurers who are signed C.O.P partners.

    If your insurer is not listed, then its to your benefit to seek insurance with one of the below companies.

    Insurance Ombudman Service (IOS) can make determinations up to $280,000 which are binding only on the below participating insurance providers.

    Regardless, IOS also provides free assistance to consumers who have enquiries in regard to general insurance matters by calling their toll-free number:

    Phone – 1300 78 08 08.



    ==>> Updated list for Jan 2011:


    AAMI
    Phone Numbers: 13 22 44
    URL: http://www.aami.com.au


    CGU
    Phone Numbers: 13 29 42
    URL: http://www.cgu.com.au


    Cyclecover
    Phone Numbers: 1300 733 055
    URL: http://www.cyclecover.com.au


    Elders Insurance
    Phone Numbers: 13 56 22
    URL: http://insurance.elders.com.au


    Famous Cars Insurance
    Phone Numbers: 1300 886 029
    URL: http://www.famousinsurance.com.au


    Insure My Ride
    Phone Numbers: 13 24 53
    URL: http://www.insuremyride.com.au


    Jardines Lloyd Thompson
    Phone Numbers: 1300 655 931
    URL: http://www.jlta.com.au


    NRMA
    Phone Numbers: 132 132
    URL: http://www.nrma.com.au


    Protecsure
    Phone Numbers: 1300 268 374
    URL: http://www.protecsure.com.au


    QBE
    Phone Numbers: 1800 24 34 64
    URL: http://www.qbe.com.au


    RAA Insurance (SA)
    Phone Numbers: 1300 884 567
    (08) 8202 4567
    URL: http://www.raa.com.au


    RAC (WA)
    Phone Numbers: 13 17 03
    URL: http://rac.com.au


    RACV
    Phone Numbers: 13 RACV
    URL: http://www.racv.com.au


    Ryno Insurance Services
    Phone Numbers: 1300 650 670
    URL: http://www.rynoinsurance.com.au


    SGIC (SA)
    Phone Numbers: 13 32 33
    URL: http://www.sgic.com.au


    SGIO
    Phone Numbers: 133 233
    URL: http://www.sgio.com.au


    Shannons
    Phone Numbers: 13 46 46
    URL: http://www.shannons.com.au


    Suncorp Insurance
    Phone Numbers: 13 11 55
    URL: http://www.suncorp.com.au


    Swann Insurance
    Phone Numbers: 1300 307 926
    URL: http://www.swanninsurance.com


    Territory Insurance Office (TIO)
    Phone Numbers: 1300 301 833
    URL: http://www.tiofi.com.au

    Notes: Northern Territory residents only



    = = = = = = = = = OLD LIST = = = = = = = = = = =
    Insurer Name,
    Website,
    (Brand Names-if applicable), &
    Insurance Product Range.



    1. ACE Insurance Limited
    http://www.acelimited.com
    Motorcycle
    Mobile Phones
    Personal Liability
    Sickness & Accident
    Travel


    2. AIOI Insurance Co.
    Ltd http://www.aioi.com.au
    Motorcycle
    GAP
    Home Building
    Home Contents
    Motor Vehicle Comprehensive
    Motor Extended Warranty
    Personal Liability
    Travel


    3. Allianz Australia Insurance Limited
    (Allianz, CIC Allianz)
    http://www.allianz.com.au
    Motorcycle
    Caravan/Mobile Homes
    Complete Asset Protection or Extended Warranty (White/Brown Goods)
    Consumer Credit
    GAP
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Motor Extended Warranty
    Movables/Household Goods in Transit
    Personal Liability
    Residential Strata/Body Corporate
    Sickness & Accident


    4. American Home Assurance Company
    (AIG Australia)
    http://www.aig.com
    Motorcycle
    Complete Asset Protection or Extended Warranty (White/Brown Goods)
    GAP
    Mobile Phones
    Motor Extended Warranty
    Personal Liability
    Residential Strata/Body Corporate
    Sickness & Accident
    Travel
    Valuables


    5. Ansvar Insurance Limited
    http://www.ansvar.com.au
    Motorcycle
    Caravan/Mobile Homes
    GAP
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Mobile Phones
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Personal Liability
    Residential Strata/Body Corporate
    Sickness & Accident
    Valuables




    6. Australian Alliance Insurance Company Limited
    (Australian Pensioners Insurance Agency - APIA, Shannons)
    http://www.promina.com.au
    http://www.apia.com.au
    http://www.shannons.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Travel
    Valuables


    7. Australian Associated Motor Insurers Limited
    (AAMI, Just Car Insurance)
    http://www.aami.com.au
    http://justcarinsurance.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Valuables


    8. Australian Family Assurance Limited
    http://www.afainsurance.com
    Motorcycle
    Consumer Credit
    Sickness & Accident


    9. CGU Insurance Limited
    http://www.cgu.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Mobile Phones
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Personal Liability
    Residential Strata/Body Corporate
    Sickness & Accident
    Travel
    Valuables


    10. Elders Insurance Limited
    http://www.elders.com.au/insurance
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Personal Liability
    Sickness & Accident
    Valuables


    11. Fortron Insurance Group Limited
    http://www.fortron.com.au
    Motorcycle
    Complete Asset Protection or Extended Warranty (White/Brown Goods)
    Consumer Credit
    GAP
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Motor Extended Warranty


    12. GIO General Limited
    (AMP GI Distribution Pty Limited)
    http://www.gio.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Pet Health
    Residential Strata/Body Corporate
    Valuables


    13. Guild Insurance Limited
    http://www.guildifs.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Personal Liability
    Residential Strata/Body Corporate
    Sickness & Accident
    Valuables


    14. Insurance Australia Limited
    (NRMA Insurance in NSW, ACT & TAS, NRMA Insurance in QLD, SGIO insurance & SGIC insurance)
    http://www.iag.com.au
    http://www.nrma.com.au
    http://www.sgio.com.au
    http://www.sgic.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Mobile Phones
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Personal Liability
    Residential Strata/Body Corporate
    Travel
    Valuables


    15. Insurance Manufacturers of Australia Pty Limited
    (RACV Insurance Services Limited - Royal Automobile Club of Victoria Limited, RACV)
    http://www.racv.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Travel


    16. Lumley General Insurance Limited
    (Lumley)
    http://www.lumley.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Pet Health
    Personal Liability
    Sickness & Accident
    Valuables


    17. QBE Insurance (Australia) Limited
    ( Western QBE, CHU - Corporate Home Units, Farmgate)
    http://www.qbe.com.au
    Motorcycle
    Caravan/Mobile Homes
    Consumer Credit
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Personal Liability
    Residential Strata/Body Corporate
    Sickness & Accident
    Travel
    Valuables


    18. RAA Insurance Limited
    (H2P Insurance)
    http://www.raa.net
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Mobile Phones
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Pet Health
    Personal Liability
    Residential Strata/Body Corporate
    Valuables


    19. RAC Insurance Proprietary Limited
    (RAC Insurance)
    http://www.rac.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Pleasure Craft
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Personal Liability
    Residential Strata/Body Corporate
    Valuables


    20. RACQ Insurance Limited
    (Royal Automobile Club of Queensland)
    http://www.racq.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Pleasure Craft
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Pet Health
    Residential Strata/Body Corporate
    Valuables


    21. RACT Insurance Pty Ltd
    (Royal Automobile Club of Tasmania)
    http://www.ract.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Pleasure Craft
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Residential Strata/Body Corporate


    22. Suncorp Metway Insurance Limited
    http://www.suncorpmetway.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Pet Health
    Residential Strata/Body Corporate
    Valuables


    23. Swann Insurance (Aust) Pty Ltd
    http://www.cgu.com.au/swann/index.shtml
    Motorcycle
    Consumer Credit
    GAP
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Motor Extended Warranty


    24. Wesfarmers Federation Insurance Limited
    http://www.wfi.com.au
    Motorcycle
    Caravan/Mobile Homes
    Home Building
    Home Contents
    Landlord
    Pleasure Craft
    Mobile Phones
    Motor Vehicle Comprehensive
    Motor Vehicle Third Party Property Damage
    Movables/Household Goods in Transit
    Personal Liability
    Residential Strata/Body Corporate
    Sickness & Accident
    Valuables
     
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  3. I'll say it again bud.

    Any insurer currently not listed in the OP is not a current signatory to
    the ICA COP.

    What that means is if you have a dispute with your insurer & you
    take your complaint to the Insurance Ombudsman, he/she cannot enforce
    a ruling.

    He/she can only make recommendations.

    So thats why its to your advantage to be insured with any of the insurers
    noted in OP. If ya not, then you just need to be aware that if you have
    a dispute & you are not happy with their decision, your only option is taking
    the insurer to Court at your expense.

    Some related pointers:

    * The IO will make sure you have exhausted all avenues with your insurer
    before they will investigate, so make sure you do this first save yourself
    wasting time.

    * If & when your enquiry is investigated further by IO, there is no charge to
    you, however your insurer will pay (this is how IO is partly funded). When the
    COP was first brought out, insurers were charged around the $2500-$3000
    mark so its not cheap. Not sure of what they are charged now, but my guess
    is, if anything, it'd be at least the same, if not more now

    * Depending on your claim/dispute, the previous pointer is a reason your
    insurer may settle as its cheaper for them to pay you $$$ instead of $$$$
    to the IO even though they think/know they are in the right

    * Having said that, there have been occassions where the insurer will be
    prepared to lose money to either prove a point, protect their reputation etc
    at any cost. Its been done before.
     
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  4. Is this current to Jul 18 and is it a frequently changing thing or is it only changed once a year?

    Useful info there, MG....especially as my insurance is just about due again :wink:
     
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  5. MG... any reason Ansvar is listed twice?? nos. 5&6?


    will have to check these out but doubt i'll do better than current <$100 full comp for the SPADA. (yes my current insurer is on the list too).
     
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  6. Very much appreciate the post. Now that I actually can read it due to me having my wits about me at present. Shhh, I know iit won't last long ;)

    I just re-signed my (yearly) insurance premium with "mybike insurance" sometime this month. I'll call them tomorrow and ask if I can get a reason(s) why they are not signed up as a"C.O.P partner". If I can't get a satisfactory answer, I'll let them know I'll be moving away from them A.S.A.P.

    Cheers once again for the list and the time you spent doing it, IT TRULY is a fantastic piece of work bud:)
     
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  7. Except IMR is. The parent AAI (also the parent of Shannons and APIA) is...That's why IMR has the dispute resolution process in place.
     
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  8. I agree Derat, the signatory is the parent company and IMR and part of this as well.
     
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  9. great post dude

    master of insurance :grin:
     
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  10. Only an educated guess darls, but I wouldnt say its frequently changes.
    I been checking the last five years & vast majority have been signed up
    since the code was introduced.


    No worries Lil, Waz & abvc. If it provides more options to people, then thats good. icon_e_wink.


    Signs_90_HOK2SS.

    Oh shit! Hey thanks for point that our matey. 1016.
    You know I was looking at the list & saying to myself "WTF just signed up?" hmm.

    idea. I'll fix up the error.
     
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  11. does anyone have a number or webpage for swann insurance?? the link in the OP doesn't work :(
     
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  12. Sorry bout the old link.

    Swann havent had a site for ?? now. Not sure if its anything to do with them now being
    100% owned by CGU.

    Only dealers & agents get log-in access these days. http://www.swanninsurance.com/
    Thats where their business comes from. So refer to CGU website.

    Swann Insurance contact details:

    Image1-7.
     
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  13. i reckon this should be stickied :grin:

    this is freekin awesome MG, saves soooo much time n hassle when organising insurance.

    using your list, im safe n covered by the IOS if need be, and i got a first quote from RACV @ $3503.41 (for a CBR250RR u think?? nooo, a VTR250 :shock:), all the way down to $589 from AAMI, whom QBE will be matching :grin:

    kudos to you :wink:
     
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  14. Great post MG, thanks :cool:
     
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  15. No probs at all Robin & Cruisingal. salute2_ZWCY5B.
     
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  16. This could do with a nice update... I assume that the website here: http://www.insuranceombudsman.com.a...red/InsurerCompany.aspx?id=1&PageID=30&type=1

    Shows all participating companies that are code of practice participants?

    If so this allows a fair few more, including Arista/Famous (Under Calliden)

    And I've just realised that famous are dirt cheap for my bike and my car (both performance I suppose) for a learner which is great - as they use car experience as a gauge as well.

    Fantastic
     
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  17. Isn't this a lot more complex than just looking up the list?

    I mean, Ebike (not on the list directly) has something (backed by them, or underwritten or something?) to do with Lloyds (which is on the list), but I'm not entirely sure what that relationship is or if you can go after them in a claim dispute.
     
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  18. According to IOS

    Terms of reference is found here: http://www.insuranceombudsman.com.au/pages/default.aspx?id=1&PageID=18

    I'm not sure what these means for underwriting, but surely that means the underwriter (if a member) means you are covered?
     
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  19. Interesting, looks like InsureMyRide isn't a participant.

    My Famous Bike Insurance/Calliden policy on my VFR is up for renewal so I'm been shopping around and come up with InsureMyRide as best bang for buck for my situation.
     
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