I know this is not a very cheery topic, but I thought it would be good to open up for discussion/consideration in light of the recent serious injuries sustained by Lenna and Mick. I had a call from mum about 5 years ago to warn me that I would be having a health check completed on me by a nurse as I was being insured for Life and TPD. At the time I thought she was being ridiculous but, as she explained, if something happened to me she would be the one left to look after me. Any claim on that insurance would be used to convert the house to be wheelchair friendly and cover any nursing and other costs I may require. This only popped into my head just now, but I will be talking to Stookie about covering him, especially with our impending wedding and us being together through 'better or worse'. This could be something well worth talking to with your loved ones, be they parents, siblings, partners, etc. You should also consider organ donation and make sure your wishes are known.