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QLD Kawasaki ER6-NL 21yo Male Insurance?? $$

Discussion in 'Politics, Laws, Government & Insurance' at netrider.net.au started by jjman, Jul 27, 2011.

  1. hi guys,

    Wondering the ball park figue full comp insurance for a 2011 kawa er6nl.
    I am a rating 1 driver for life with 0 past experience on a bike 21 yo. I know everyone will say ring around but before i do that i want a ball park figure.

    ta

    josh.


     
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  2. I can only tell you what i know, which is this:

    When i got a quote for my bike, WITHOUT mentioning my rather sketchy history, being your age bracket, full comprehensive insurance was around $1500.

    That means i have to write my bike off every 3 years for it to be worth while. I don't plan on doing that.

    What has been suggested to me by numerous members of this here board was just to get fire and theft and to forget full comprehensive.

    You will be a bit easier as you have no crim record/previous suspensions... Oh the folly of youth.
     
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  3. For your info, my insurqnce is based on agreed value for 8700 on a 09 er-6n with minimum excess. Insure my ride charge me 450 p/a.

    Also consider that each insurer will deem each bike under a different risk bracket depending on overall claims p/a.

    E.g a cbr 600rr will cost more to insure than a gsxr600 with insure my ride at the same agreed value.

    Being the er6n is classified by most insurers as low risk, insurance wont be that expensive.

    Now, as you are 21 (I'm 28) age does come into effect as typically insurance premiums change for every 2 years of age. E.g 20-22-24-26-28 and gradually reduce as you get older. As long as you have a no claim history.

    There are many factors that will judge what the p/a cost will be, but nowadays you can adjust the excess (higher) to reduce your premiums.

    Suggest you look up many of the recommended insurers and start getting online quotes.

    Cheers
    Rob
     
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  4. get a quote through the insuremyride website..
     
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  5. $2400, I don't like the sound of you.
     
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  6. You don't need a ball park figure from us. All you need to do is go to the website of any insurer you would consider using and get an instant quote online.

    Exact quotes from insurance companies who insure bikes are usually quite significantly more accurate than ball park figures from people who don't insure bikes. :) Each company will give a different price so shop around.
     
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  7. Yep, ring around or do the online quote thing.
    And get back to us with info on how you go.
     
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  8. Your Quote
    This quoted premium includes your online purchase and up-front payment discounts Your quote number: QTE6917069
    Your premium: $470.42
    Based on an excess of: $400


    Details of your Bike Insurance
    Bike Description: 2011 KAWASAKI ER6N DBFL SPORTS 649 CC
    Cover: Comprehensive
    Start date of cover: 1 August 2011
    Registered: yes
    Modified: no - there are no modifications
    Bike finance: no
    Riding gear cover: no gear cover
    Personal valuables cover: no personal valuables cover
    Overnight parking: garaged or inside
    Postcode for overnight parking: &*(^
    Security: alarm fitted
    For Business? no
    Youngest Rider: 21 year old Male
    Riding Frequency: limited - used less than 4 days per week
    Riding Experience: no experience
    Licence type: motorbike probationary licence - restricted
    Training course: no
    No Claim bonus: 65% No-Claim Bonus (Rating 65% No Claim Bonus - Rating 1)
    Previous Insurer: AAMI

    somenthing does not add up.
     
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  9. try GIO or suncorp

    my excess for QBE literally doubled in one year, GIO insured me for 1/4 of the price i was originally paying. have been with them for 3 years now.
     
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  10. what im trying to say its $470 is crazy at least i thought
     
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  11. but yeah, thanks for the advice.
     
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  12. for comprehensive, 21 yo, no bike exp? no that seems reasonable to me
     
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  13. Yeah thats right. yeah i like it.
     
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  14. Did you try Swann Insurance?
     
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  15. You look tasty. Are you single?



    Justus.
     
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  16. Not as of yet. will do thanks for the advice.
     
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  17. I am in the same position as the op. Except ive had my licence suspended....my quotes have been around $1500-$2100.... Sigh
     
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  18. Farrk! That's shit man!
     
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  19. That is incredibly cheap for comprehensive on a 650 for a 21 year old male.

    Sign the dotted line!

    My quote for a 2005 VTR250, 2 years riding experience and I'm 23;

    Your premium: $1399.66
    Based on an excess of: $400

    Bike Description: 2005 HONDA VTR250 4 ROAD 649 CC
    Cover: Comprehensive
    Start date of cover: 1 August 2011
    Registered: yes
    Modified: no - there are no modifications
    Bike finance: no
    Riding gear cover: no gear cover
    Personal valuables cover: no personal valuables cover
    Overnight parking: garaged or inside
    Postcode for overnight parking: 2137
    Security: no security devices
    For Business? no
    Youngest Rider: 23 year old Male
    Riding Frequency: daily
    Riding Experience: 2 years experience
    Licence type: motorbike probationary licence - restricted
    Training course: no
    Previous Insurer: none
     
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  20. Another factor that helps me is that i have been a rating 1 driver since i was 17 long story throught AAMI. mmm now to do a bit of saving....
     
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