My car insurance renewal came in and frankly, I wasn't happy with what the renewal figure was - substantially higher than last year. So I rang them and asked for a requoute because the automatic renewal was going to drive me to another provider... whammo bammo, $200 less. Even if that's a little higher than what I might be able to find ringing around, it's only a little higher than last year (fair enough) and it saves me a bunch of time on the phone. So, moral of the story is, it pays to make a call... now only if I could do that with the rego that's due... owwwch. Just as an aside, it costs only a little more to insure my 2year old car than it does to insure my 10 year old bike that is a easily less than a quarter of the value. Just goes to show how many bikes must be falling over.