In 2001 if you had bought $1,000.00 of One-Tel stock, it would now be worth about $9.00 to you as an unsecured creditor if you are lucky. In 2002 if you had bought HIH stock, you would have about $6.50 left of the original $1,000.00. In 2003 if you had gone overseas and bought ENRON you would have less than $5.00 left. But, if you had purchased $1,000.00 worth of Beer only one year ago, drank all the beer, then turned in the cans for the aluminium recycling price, you would have $24.00. Based on the above, the best investment advice is to drink heavily and recycle!