Hey fellas, I was wondering if there are any insurers who will adequately cover riding gear in the event of a motorcycle accident? Today I was involved my 3rd motorcycle claim. A driver didn't see me and turned into me as I was passing him. I tried to hit the gas but it was too late. We collided, my bike went down and I hit the pavement pretty hard. Walked away fine but tore my jeans (lost a bit of skin underneath). Now, the $200 that AAMI covers me for is not even enough for my jeans, let alone the scratches to my shoes... I've told them I'd happily pay more on my premium if they included the value of my gear on the policy but they won't. Is there anyone else out there who will?? This is a huge component of riding. I was wearing $1500 worth of gear today and if it had all gotten damaged I'd be up for nearly the entire cost! I think that is a bit ridiculous considering the helmet at a minimum is compulsary protection.