Hi guys and girls have a question for you. I was going through the Swann online insurance quote to figure out what my premium would be when I upgrade in a few months and came across this question. How many at fault accidents and/or insurance claims have you had in this period? Now at first it seems like a simple enough question but the more I thought about it I wasn't sure how to answer it. I have made one claim in the last 12mths but it wasn't my fault and swann said it'll go down as a no fault claim. So is the answer to the question 1 or 0? The first part of the question asks for how many at fault accidents so that's simple 0 but the next part gets tricky. It asks for how many claims, is that how many claims period or how many at fault claims. The fact it's tied in with the at faults accident question makes me think it's at fault claims but these insurance companies can be sneaky. I would hate to make a claim down the track and have it denied due to misinformation on the application form. I will ring up and ask when the time comes but for now it'll be interesting to see what people here think.