6 months ago I decided to put my ZX9R up for sale, and purchased a CBR1000. My dad decided that I loved riding the ZX9R himself too much to see it go, so he purchased it from me, but neither of us was getting around to transfering the name accross. He took off my ZX9R insurance, and started organising his own, but never got around to it. (bad mistake, I know, with his owning it, it lived in a lockup garage every night, and never left his site when he took it riding so it was easier than you might think to overlook, but moving along..) 3 months later, I'm in the city on a saturday night, and come back to find my beloved new CBR1000 stolen. I told the cops, filed a report, and notified my insurance company. I am part of a coaching program which coaches people at night, so I had to be in the city the following night, where dad let me borrow his bike. You can imagine my horror when I came back to find it was stolen as well! Anyway, i did the whole reporting procedure all over again, and told dad the bad news. He called the insurance company only to find out that it wasn't insured. Okay, that's all terrible, but ultimately the fault lay on us. Also those were the only two bikes stolen from the city area that whole weekend! Now I'm about to buy a GSXR750 and looking for insurance quotes, I find that my old insurance company won't insure me because I've had 2 bikes stolen within 5 years. It seems incredibly unjust seeing as the odds are that the two bikes were essentially stolen in one organised hit on two consecutive nights by someone who had ascertained that we had 2 bikes. I've owned bikes for 4 years and never had incident before this. Also, they didn't even have to pay anything for the second bike anyway because it wasn't insured with them! AND, the second bike was my dad's, just not in name yet.. Does anyone know what insurance options I have now? Or if I have any negotiating options with my old Insurance company (shannons)?