Haven't come across this before - just called GIO who gave me the best quote yet for insurance on a Honda Hornet I'm trying desperately to get covered by Friday. Then they told me they couldn't insure the bike.... because I'm getting it too cheap! They want me to get an independant dealer's valuation on the bike, verifying that I'm actually getting it for that price and that there's nothing wrong with it. Does this strike anybody as bizarre? I've been around the rigmarole to get this goddamn bike, insurance quotes ranging all the way up to RACV's $2500 a year, and QBE offered me a great premium but with a $3000 excess. My options are thus: 1) Try to get the poor seller, who already feels like he's been messed around like crazy, to let me take the bike out for a valuation (unlikely, and he can't ride it to get a valuation himself as he broke his leg on his brand new cb1300) - or 2) Bump up the purchase price by $225 to hit the minimum the insurer will deal with. I'm leaning towards #2. Just about had enough. I just wanna faaast biiiiikeeee. Any advice here? The bike's out Wantirna way.