There are a lot of guys on netrider that do track days at the Creek and Philip Island. Now as everyone knows your comprehensive insurance does not cover your bike at the track if you crash it. I know this as I've had to fix up my CBR600 when I crashed it at the creek years ago. It's one of the reasons why I don't really do track days anymore, The risk of smashing my bike as its the only one I have and the cost to replace it. I think new R1's and ZX-10's are up around the 18K mark. My question here is: Has anyone here crashed their bike at the track and it was so badly damaged that it was a write off? And if so what did you do then?