Hey all. Was just looking at insurance costs for possible next upgrades and was astounded by the costs so I thought I'd share it for the other young'ns. NRMA: For fully comprehensive. Done as 20yo and 2 years driving experience, brand new models. ER-6f $4,002.73 - (1 owner, 0 other riders) $984.54 (with myself as secondary rider, it is my dads bike..) ZX-6r $5,342.10 - (1 owner, 0 other riders) $1,284.68 (with myself as secondary rider, it is my dads bike..) Scary huh! I knew it was steep, but its almost 50% of the bike each year. Matchstick was saying that when he looked at insuring an R1 for his upgrade, it would be $9000 a year! And thats with an $800 excess for all of the above! I guess its unavoidable though. I'll probably get an 6f and wait till I'm 25 before I think about upgrading again.