Hey Gang, So ive had my CBR1000RR 07 model for almost a year now, paying 1700 or so through AAMI insurance, which was the cheapest at the time. and probably still is. Question being, how many people have done this, then stepped down (to fire and theft, or less) or completely cut their insurance all together? obviously 1700 a yr could be saved towards repairs if i did crash or sumthing. thoughts? p.s. i keep her in a locked garage, shes in excellent nic, and i havnt crashed yet, and dont plan on it! the only advantage i see is i owe 9000 on it on finance, but its insured for 11500, so if i crash it, i would probably break even on my loan.