So, the bike's insured with Western QBE, I'm over 55 and have a good record, so it costs me around $400 a year for full comprehensive cover, on a bike I paid $5,490 for in March '05. They know my driving and claims record, and renew each time with no increased premium and no increased excess ($350). This week one of the families in my church gave us a car. For free. It's a '94 2.6 Magna manual, with 288,000 kms on the clock. I logged onto the W-QBE site to get a quote on insurance, being a customer and all. They value it at $2,900, and I gave them my driving record/claims record stuff. Full-Comp insurance? Who wants to guess??? $1,187 per annum. In two years and a bit I would have paid as much in Insurance as the market value of the car (which I paid nothing for ). I'm going to ring them tomorrow, because, frankly, that's a sick joke :evil:.