I have decided to bite the bullet & just get my bike fixed via insurance. I'm with Swann & my LOVELY MOTHER, who I am already forever indebted (is that even a word?) to will be transferring my excess into my bank later this week. She already paid the deposit for it. Guess I can now officially say I am one spoilt little brat!! ANYWAY, I will be faxing my claim form tomorrow morning when I get to work. How long should I expect to hear from them & get my bike back? I want it back as soon as possible so I can get back on it as soon as possible without freaking my self out & never riding again. For those of you that haven't read the previous thread re: my accident. It seems to just be the front fairing. On closer inspection I have found nothing else will need to be replaced!! But I'm not a profesional! Also, just filling the forms out now, do I have to get quotes first? Do I get to choose who fixes it? Because I don't know any bike smash repairers... I've never done this before so any help is appreciated!