Noone at all would insure my nsr250 third party for cheaply, if at all. Western QBE wanted over $800! Racv wanted $130 but wouldnt insure me cause i was a learner! Then along came Suncorp. Within the past two weeks they changed their policy to allow for people in other states to insure 3rd party fire and theft. So now I got fire and theft insurance for $330! Total excess is $650 which is much cheaper than racvs which is like $900. People in other states than QLD, if you need fire and theft go for Suncorp!!!