Hey there, NetRiders! So as my first post, I'll be introducing myself and asking a stupid question. My name is Matt, I've recently purchased and collected a new MT07 from the guys at Trooper Lus Garage! Its my first bike (and will show later on) so I'm pretty chuffed with myself. I'm looking forward to learning more about everything and getting to know some of you all through whatever it is that comes up. Anyways, onto my question. As an A-Typical jackass, I've already managed my first accident on the MT07, very low speed, some kid just pulled out in front of me, I freaked and smashed on the front brakes, tossing myself over the handlebars, and the bike doing a little jump head to toe before (maybe, I'm not totally sure how it landed or how I even managed to pick it up without any help) maybe landing on its front wheels and falling to its left. Damage isnt too bad, brakes lights broken, left foot peg snapped off, handlebars bent, and instrument panel cracked, all in all, what I believe to be light damage. But like i said, i'm new to this so maybe I have no idea... either way, my question is a general insurance question. Should I bother fixing that stuff up via insurance, or will it turn out cheaper in the long run to just pay upfront for it? Any other stories similar to mine would also be great to hear so I dont feel like such a dummy for what happened (literally only owned the bike for 4 hours before this happened... ugh!!) Thanks ya'll and I look forward to contributing any and all that I can!