Ok i had my first accident today. It was raining and i was coming around a corner at about 40k/hr and hit a manhole. Wheel went out and I went over Knees first. So some questions I have..... 1. Can I claim the repair costs from the council as they shouldn't be placing manholes in the middle of a corner 2. I have first party insurance, do I need to notify them? Should they cover costs if the council wont? And Is it worth it (getting put on record an accident and costs) 3. My skooter is leaking shit out of the engine, looks like a green/black like coolant and oil mixed together. I assume this is normal to some degree. I rode home ok on the bike. Should I be worried about this?