Hi all, I was hoping you could give me some advice or insight with respect to getting the most out of negotiations with an insurer. I T-boned a car about a week and a half ago. One second the road was clear, the next second there was a car there. I managed to land on the bonnet and roll off and land on my feet. Phew. Anyway, the accident is his fault. Might help to let you know this happened in Melbourne. At this moment the bike is sitting in a service center and having spoken with the head mechanic there, he would be surprised if the bike is not written off. So in the event that the bike is written off, the insurance company will pay me out for the bike. I want to claim from them the cost of the bike (02-03 Yamaha R1 in good condition), a new helmet (my current is a shoei xr1000), a new jacket and gloves. This is everything I was wearing at the time. Redbook values my bike at 8400 - 9900 and the average-ish cost of my bike on bikesales is around 8K. I would be super happy if I got 9.5k for the bike and just happy if I got 9k. I figure they will try and give me as little as possible, but I'm asking for insights from you so I can get a maximum return. I have never been in this situation. cheers in advance all! ...and I hope I have posted in the right place.